Following banking regulator APRA’s restrictions on investment loans in late 2015, aimed at curbing lending to investors as part of measures to slow the then property market bubble, Adam discovered controversial measures being implemented at one of Australia’s major banks for its property investment customers.

His story sparked considerable industry interest and debate on the issue, and led the regulator to seek explanation from the bank. It was also subsequently used as the basis for this story published by Fairfax Media.